but how are they saving you those dollars? a lot of companies might answer "um" or, "no comment." then there's esurance. born online, raised by technology, and majors in efficiency. so whatever they save, you save. hassle, time, paperwork, hair-tearing-out, and yes, especially dollars. esurance. insurance for the modern world. click or call. welcome back, everybody. time to check "the pulse," this morning, the stories you'll be talking about today. and we begin with the latest on the "american idol" she said/she said debacle, apparently. mariah carey, now claims nicki minaj threatened to shoot her.